Personal Credit Card

The Wilcox County State Bank Personal Credit Card lets you choose between a full 1% cash back, with no spending limit and no limit on rewards for qualifying purchases or the buying power of Platinum benefits. Both options come with a low spending rate and valuable cardmember benefits.

Platinum Benefits Card

  • No annual fee
  • 13.25% Annual Percentage Rate (APR) based on Wall Street Journal Prime Rate
  • 0% intro APR on purchases for the first 7 billing cycles after account opening
  • Manage expenses 24/7 through consumer.cardservices.bank

Cash Back Rewards Card

  • $35 annual fee
  • No cap on cash back, get 1% cash back on every dollar you spend
  • 11.25% Annual Percentage Rate (APR) based on Wall Street Journal Prime Rate
  • Manage expenses 24/7 through consumer.cardservices.bank
  • 0% intro APR on purchases for the first 7 billing cycles after account opening

Apply for individual account
Apply for joint credit

Business Credit Card

The Wilcox County State Bank Business Credit Card comes with our powerful online account management capabilities that let you oversee your business activity at a glance. It’s easy, comprehensive, and once you start using it, you’ll wonder what you ever did without it.

Platinum Benefits Card

  • No annual fee
  • 15.25% Annual Percentage Rate (APR) based on Wall Street Journal Prime Rate
  • Visa zero liability
  • Manage business expenses 24/7 through business.cardservices.bank

Cash Back Rewards Card

  • $79 annual fee
  • 1% Cash back on all qualifying purchases up to $100,000 annually
  • 13.25% Annual Percentage Rate (APR) based on Wall Street Journal Prime Rate
  • Manage business expenses 24/7 through business.cardservices.bank

Apply for business credit

Please contact your local branch with any questions about this credit card or call the 24/7 Customer Service Phone Number 1-888-999-3340.