Regular Savings
| Minimum amount to open |
$100.00 |
| Interest rate |
Contact WCSB for details |
| Annual percentage yield (APY) |
Contact WCSB for details |
| Interest computation method |
average daily balance* |
| Statement period |
quarterly |
| Interest compounding frequency |
quarterly |
| Interest crediting frequency |
quarterly |
| Transaction limitation |
only 3 per quarter/statement cycle |
| Dormant Account fee |
$5 per month up to 12 months, after 12 months of inactivity |
Additional Terms:
During any statement cycle, you are allowed 3 withdrawals/debits. After 3 withdrawals/debits, you will be charged $1 per debit.
Christmas Club
| Minimum amount to open |
$ 25.00 |
| Interest rate |
Contact WCSB for details |
| Annual percentage yield (APY) |
Contact WCSB for details |
| Interest computation method |
average daily balance* |
| Statement period |
quarterly |
| Interest compounding frequency |
quarterly |
| Interest crediting frequency |
quarterly |
| Transaction limitation |
annual withdrawal on November 1st $10 for each withdrawal Prior to November 1st |
| Dormant Account fee |
$5 per month up to 12 months, after 12 months of inactivity |
*The average daily balance is determined by adding the full amount of principal in the account for each day of the period and dividing the figure by the number of days in the period.
